Benefits that mean business.
Employee health and group benefits for South Florida companies — built and managed by an agency with decades of results. Serious coverage, handled by people who answer the phone.
Group benefits are what we do best
As an independent agency we shop many carriers to build the right package — and we handle life and individual coverage too.
Group Health & Benefits
For teams of 2 to 500+
Employee health plans and benefits for businesses — from a two-person practice to a few hundred employees. The bigger your team, the more we can do.
💛Life & Family
Protect what you're building
Term and whole life protection for business owners, new parents, and homebuyers.
☂️Individual & ACA
When you're between group plans
Marketplace and ACA coverage for the self-employed and those without a group plan.
Group benefits for every kind of employer
Whether you're a small team or a growing company, we build coverage that fits — and scales as you do.
Small businesses
Flexible group plans that let small teams offer benefits that compete with the big guys.
Corporations
Comprehensive benefits and hands-on administration for established companies.
Franchises
Consistent, scalable coverage across multiple locations and owners.
Medical & dental practices
Plans built for physician, dental, and healthcare practices of every size.
Professional services
Law, accounting, finance, and consulting firms that invest in their people.
Nonprofits & churches
Affordable group coverage for mission-driven organizations and congregations.
Why our clients choose Rizo
Truly bilingual
Every conversation, document, and quote in English or Spanish — whichever feels like home.
Independent & honest
We shop multiple carriers for you and recommend what actually fits, not what pays us most.
Personal, always
You get a real person who knows your situation — not a ticket number in a queue.
Modern & easy
Quote, enroll, and manage renewals online — with a human a text away whenever you want one.
Let's find the right coverage together.
A quick, no-pressure conversation in English or Spanish. We'll handle the rest.
Start a conversation